[Cholera]

Hmmmm...I forgot to consult your mighty wisdomness on what you what rates YOU were getting, forgive me. Had I realised I had to compare your deals with teh rest of the world, I'd have surely sought your consent to post.

Your post is claiming factual incorrectness in comparison with your own set of circumstances.....it is disingenuous at best, to claim the facts are incorrect, wholly.

I meant this post as a broad rule of thumb for smaller operators; and as for FX rates, my bank [Nat West] DO go to town [in the wrong direction] on currency rates.

Please clarify "1% more"...you mean you get an extra cent on the dollar or an extra penny in the pound? Your vagueness, does cloud the matter of your supremacy in matters of banking, somewhat. If you are confused whether TM offer currency rates to 4 [or more] decimal places, please do take the time to research befor you condemn.

TT DOES [depending upon one's arrangement with the bank] take more admin than paying TransferMate ...fill in the forms, send [or fax them] back, await bank to set it up, await payment, confirm payment received. TM= send payment via Internet banking [no need for forms], send beneficiary details to TM, await TM to confirm when money is landed in beneficiary account.

I am glad YOU are smart enough never to have paid £25 for a TT [I bow down to you, Sir Richard].....but as mentioned, this post isn't meant to fit all operators, all the time...just some of the people, some of the time.

I'm glad you feel you can trust Hongkong and Shanghai Banking Company, Ltd, even though their parent company is not a UK entity. But who said trustworthy corporations *only* came from the UK?

Mike