The Wholesale Forums

[Funky Wellies]

If you want your site to be taken seriously by anyone you will need to have a reputable 3rd party processor such as Protx or Worldpay.

Simply having Paypal or Google Check Out is not good enough!

[m!ke]

Originally Posted by Funky Wellies

If you want your site to be taken seriously by anyone you will need to have a reputable 3rd party processor such as Protx or Worldpay.

Simply having Paypal or Google Check Out is not good enough!

if you want to be taken seriously, ??

i dont agree with that, ebuyer.com / vodafone / goldsmiths are using google checkout,

and when using protx or worldpay, your opening your self up to crawl backs from card companys, and Alot of smaller online stores cant take them risks,

[Pete]

saajan, not gving you a hard time, but I've been selling online for years without an SSL account.
all carts pass of the final payment to a secure gateway. Whether it's PayPal or a standard merchant account through a gateway the actual cardholder information is done in a secure manner with the padlock icon at the bottom of the monitor.

[Saajan]

Originally Posted by pete

Whether it's PayPal or a standard merchant account through a gateway the actual cardholder information is done in a secure manner with the padlock icon at the bottom of the monitor.

Hi mate,
I do agree about the payment gateway bit but wouldn't you think a customer would feel better if they saw the padlock sign when entering their personal information? I decided to get SSL due to negative comments made by few customers.

[anotheruser]

I agree with Saajan. It's all about perception and reality takes a back seat. There's that much hype bandied about in order to flog "newspapers", or just for something to gossip about, the casual surfer really doesn't know where the vulnerabilities are and believes all the padlock c**p.

That really shouldn't be a problem - there are free SSL certificates available out there. They are just as valid and just as secure as the ones you pay for. Google is your friend.

[m!ke]

I believe thats all called visual comfort,. having the Hacker Safe system logo, and the verisign SSL system logo, triggers some type of subconscious safely reassurance in buyers,

[anotheruser]

That's right, m!ke. And all too often it leaves them even more vulnerable because they get a false sense of security and give away info they shouldn't. Because secure certs are available - and this was true before the free ones came along - scammers can get them, too.

[drivel2787]

I would agree myself that it is more comfortable. But, the only point that I would disagree is the fact that I know that no matter secure or not if there is a hacker out there that wants information they are going to get it. I have been in a mIRC server before(if anyone doesn't know what the is it's a chat / sever client program) Where all they had was lists of people's credit card #'s, expiration dates, cvv codes, name, address, phone numbers, bank account information, etc...

[anotheruser]

It's not very likely they got them from secure sites, drivel. They may or may not have been exchanging them on one, but that's another matter. They got them because, in spite of all the warnings, people still respond to scam emails asking people to "confirm" bank details, still confirm their greed by "buying" from web sites at impossibly cheap prices, still fail to take the most basic of precautions which would stamp out such activities by rendering them no longer worthwhile.

[Pete]

They get that info from the big companies with their "mainframe" type systems that are storing data, not from the secure gateways. It's not folks like us processing cards that is the problems, it's the banks, insurance companies and such and the databanks that they deal with that are losing the stuff by the thousands. It's not someone sneaking into your QuickBooks and picking up a dozen names.

Or getting them from your shopping cart. It's coming from the data banks and often through crooked employees.

You can buy MICR readers anywhere they sell POS stuff. There is nothing there that isn't printed on the face of the check - routing number, check number and account number. I print my computer checks from blank stock with my laser printer. No mystery to that.