06-07-2008, 08:42 PM
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#1 (permalink)
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Join Date: Apr 2008
Location: uk
Posts: 11
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credit card is it safe
hello everyone was hoping you coould help me,
ive found a supplier and he only accepts t/t and credit card.
now ive heard credit card can be safe is that right and how?
say i dont recieve my product and have payed what could i do?
also they say they deliver by fedex, dhl, ups, ems, tnt.
they have there address on the site its singapore but i have this thing on my computer an antivirus protector that says there server is based in united states.
they dont have msn so i dont really chat to them.
but what do you think please let me know do they look legit.
could i do something if i dont recieve my product.
thank you everyone much appreciatedr
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06-07-2008, 08:48 PM
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#2 (permalink)
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Join Date: Jun 2007
Location: UK
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If you don't recieve goods you can file a chargeback with your credit card company and I wouldn't worry about where a server is located.
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06-07-2008, 10:28 PM
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#3 (permalink)
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Join Date: May 2005
Location: US PayPal Verified Since 2001
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I'm in the hosting business in the US and half of my clients are from the UK, EU, AU, and more. That really doesn't amen anything.
However, there is something I would be concerned about when using a credit card.
If they ask for the number and the such over the phone and want your 3 or 4 digit "security code" just hang up. Unless you are positive they are reputable.
If they get your card information through a secure payment gateway, where you enter the information yourself, it is much safer than over the phone. Still not guaranteed, but safer.
people mention doing a charge-back, but if the goal is to get your card and use it, you may spend the rest of your life straightening it out.
.
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07-07-2008, 10:22 AM
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#4 (permalink)
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Join Date: Apr 2008
Location: uk
Posts: 11
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thank you, im still worried mind ive had trouble with a couple of supplioers that took my money but that was through western union.
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07-07-2008, 10:22 AM
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#5 (permalink)
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Join Date: Apr 2007
Location: Latvia
Posts: 1,947
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Agree with Pete - although "charge-back" is an option if everything fails, it still isn't a way
to plan your business. Also, some credit cards are not covered and you won't be able to get
any money back. In some countries, charge-back is not an option without a police report.
Try and ask if they are comfortable with using some sort of escrow service.
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07-07-2008, 10:23 AM
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#6 (permalink)
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Join Date: Jul 2005
Location: UK
Posts: 10,192
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Quote:
Originally Posted by maz
thank you, im still worried mind ive had trouble with a couple of supplioers that took my money but that was through western union.
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Western Union is used by a lot of criminals to try defraud buyers, they use it because it has no credible security for buyers.
You are much safer with a credit card. Another alternative is escrow.com.
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07-07-2008, 04:22 PM
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#7 (permalink)
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Join Date: Jun 2008
Location: Thailand
Posts: 1,843
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charge backs are not always easy... but like above if the point is to get your card details then you are lost in a minefield..... I would never consider trading with a supplier who has no way to communicate in real time... msn... yahoo... etc are free.... I am also vary wary of restricted payment methods..... western union you could lose the money for the order... credit card you could lose the money for the order and whatever else is available.... online secure is a lot safer than over the phone... t/t I would never consider unless I trusted the recipiant
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