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Is paypal totally safe for buyers?

Discussion in 'Payment & Shipping' started by richard2982, Apr 10, 2006.

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  1. richard2982

    richard2982

    Joined:
    Feb 17, 2006
    Messages:
    89
    well, the topic says it all. All i wanna ask is that is paypal 100% safe for buyer? If I pay through paypal, is there anyway that I can't do charge back if the deal fall through?
  2. ara-uk

    ara-uk Banned Member

    Joined:
    Feb 2, 2006
    Messages:
    1,135
    PayPal = CRAP! Never use it for important deals. Only use if for orders under £100.

    I bought a Nokia 8800 for £285 from a Powerseller on eBay, and paid through PayPal. It was only after I paid for the item, that eBay sent me an email saying the account had been hijacked by a scammer. I immediately tried to cancel the payment, and filed a claim. To date I have only received £105 from PayPal, and they won't give me any more money, because it's "against their company's policies".
  3. shopfrontuk

    shopfrontuk

    Joined:
    Oct 18, 2005
    Messages:
    232
    you can always do a chargeback.

    THE HUGE BUT!!

    If you do a chargeback and there is nothing in their account, paypal will email you stating you one the dispute, but you wont get the money as there was none for them to take. Its buyer protection is a joke.

    If you are buying with paypal, make sure you use your credit card for the transaction, that way if paypal do this to you, all you do is contact the credit card company and get it back from them.
  4. diablo audio

    diablo audio

    Joined:
    Nov 25, 2005
    Messages:
    1,248
    If you use Paypal as a buyer, ALWAYS use a credit card. That is basically the main reason people should use Paypal. Paypal itself isn't that great at protecting the buyer but your CC company sure is ;).
  5. more4less

    more4less

    Joined:
    Mar 14, 2006
    Messages:
    36
    Also, keep in mind that PayPal still expects you to pay even if you do a chargeback. They often just debit your PayPal account and they won't allow you to use it until the debt is paid. They have also been known to turn around and debit your checking account for the funds since you apparently agreed to this in the UA.

    Yes, us only CC for PayPal and avoid linking your bank accounts if possible.....
  6. richard2982

    richard2982

    Joined:
    Feb 17, 2006
    Messages:
    89
    but if I dont link my bank account to paypal, I won't be able to transfer the funds out from paypal. Do you have another way then?
  7. diablo audio

    diablo audio

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    Nov 25, 2005
    Messages:
    1,248
    Are you using this for Ebay or something else?
  8. richard2982

    richard2982

    Joined:
    Feb 17, 2006
    Messages:
    89
    I'm using it to receive funds from ebay, and also using it to pay my supplier. Now, I'm about to pay a new supplier, so wanna check out whether if its totally safe for me first :)
  9. more4less

    more4less

    Joined:
    Mar 14, 2006
    Messages:
    36
    It has been suggested by others as well as my bank that I open an account specifically for PayPal. I would suggest this, as you can keep only the amounts in there that you want PayPal to have access too.

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