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Working from home? Insured? Are you sure?

Discussion in 'Legal, Insurance & Issues' started by First4 Trades, Mar 2, 2011.

  1. tasha75

    tasha75

    Joined:
    Oct 5, 2008
    Messages:
    257
    Have you tried http://www.hiscox.co.uk ?
  2. goldbar

    goldbar Banned Member

    Joined:
    Dec 1, 2010
    Messages:
    997
    OR

    Do what I did,

    Rent a container for about £400 a year. (6ft) It was stored in a secure place, cameras etc. Huge lock on the door gate and on the containers. I used to print all my orders at home then go to the container to put the stock in the jiffy bags. I now have a unit and do it all there, but the container very cheap and secure.

    You could also have a laptop/printer/dongle at your container and do it all from there. I was planning to do this but having a unit worked out better for what I was doing at the time.
  3. Wowiwon

    Wowiwon Banned Member

    Joined:
    Jun 19, 2011
    Messages:
    10
    Thanks for sharing this information i am soon starting a business of my own from home, this will help me be sure everything is insured correctly.
  4. Hreetity

    Hreetity Banned Member

    Joined:
    Oct 19, 2011
    Messages:
    5
    Hi,

    Dear All,

    Happy Deepwali,

    I have also registered with workathomeindia.com, by paying Rs. 350/- and I got all th details which was provided in their email. Those have a very stick nomes to deliver the work or details. May be you have done some mistakes over there. Due to that mistake, may be they have not supplied you the details. You can approatch with them with your details once again. May be they will ask you for payment details n I am 100% sure, if you are fulfilled their requirements. There is no reason not to provide work or details of work. Because, I am very much satisfied with their work and I am getting regular payment from their recommonded websites or links.

    Regards
    Hreetity
  5. jay82

    jay82

    Joined:
    Jun 6, 2012
    Messages:
    11
    Hey. how about in case we dont sell commodities from home and instead we provide services on private basis at home? what insurance will we require?
  6. Lace

    Lace Retired Moderator

    Joined:
    Mar 21, 2011
    Messages:
    2,057
    Hi Jay,

    Do your clients visit you in your home office or vice versa? If yes you might want to take a look at getting public liability insurance. This is to cover you in case someone claims for injuries or damage to property.

    In case someone questions the quality of your service (or advice - if you are giving it out as a professional), you can also consider getting professional indemnity insurance.

    I hope this helps :)

    Lace
  7. jay82

    jay82

    Joined:
    Jun 6, 2012
    Messages:
    11
    Thank you lace. a very helpful and relevant reply indeed. would you know of any reliable insurers by chance? or give me a slight idea on wht insurers are quoting nowadays for Professional Indemnity and Public Liability insurance?
  8. First4 Trades

    First4 Trades

    Joined:
    May 20, 2010
    Messages:
    14
    As it happens, we can help. You can either PM me with a contact number and preferred time, call us on 0845 643 6213, or visit *******************************.
  9. IzzoNet

    IzzoNet

    Joined:
    Mar 1, 2012
    Messages:
    94
    Hey,
    it's very important to have insurance when working from home.
    thanks for the post and the info.
  10. sam81

    sam81

    Joined:
    May 8, 2012
    Messages:
    177
    Someone can explain me about the permission etc please?
    I am keeping one bedroom and storage room for keep stock, and I have idea to try buy a house little bit more big and keep stock in one room + studio for stuff and maybe the cheap stuff in the garden shed.
    Do you think need ask some permission for it ?
  11. Akash123

    Akash123

    Joined:
    May 12, 2013
    Messages:
    11
    Thanks very useful
  12. cwvps

    cwvps

    Joined:
    Aug 6, 2015
    Messages:
    35
    It is important to be insured. The attitude "That cannot happen to me" actually doesn't work and just gives false confidence.
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